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Hence, these loans are designed for emergencies only if you may not have sufficient cash available to create your cost, but may possibly contain it by the time the next salary cost appears. Sterling Finance Company provides personal and bad credit loans up to $5,000 to help people who need money and need it fast. The requirements for getting a same day loan are pretty basic. On the very short application, you supply the usual information like name, phone number, and age, a necessary element to prove that you are legally able to take out such a loan. You also include proof of income, which demonstrates that you have a source of money with which to repay the loan, and bank name and account number, which is necessary in order to for the funds to be transferred.