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The only thing that concerns me is that the rates are little stiff but for the convenience it wasnât too terribly bad. But everyone was real nice–super helpful and Iâm pleased. Very convenient. – Donald C. Fees and Interest Are Payday Loans Better Than Traditional Loans? The advantages of personal loans? There are several. First, there are a variety of loans available to those with good credit as well as those with bad credit. Of course, the interest rate you'll pay will depend in part on your credit scores. The better your credit, the easier it will be to get a low interest rate. But don't give up if your credit is less than perfect: there may still be loans available.
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3. Get cash in your bank account I am not a resident of New York . Loans not available in this state. No collateral required: