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Step 3: Choose the Best Loan Faith The lenders in our network provide loans with annual percentage rates (APRs) that range from 4.999% to 35.80%. The APR of your loan is comprised of nominal charges, interest, and fees that are included your loan amount. Generally speaking, loans with higher interest rates are for lower amounts and shorter repayment times, while loans with lower APRs are for higher loan amounts and longer repayment periods. For this reason, short-term loans with higher interest rates should not be used for long-term financial solutions, but should instead be considered only for brief periods of time. Loans lasting sixty days or fewer are regarded as short-term. In order to avoid taking out high-interest loans more than necessary, individuals with extended financial difficulties should contact a professional credit counsellor.


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