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- What is an installment loan? [link widoczny dla zalogowanych] Compare quotes obtained from different lenders before you decide. Online reviews can help you to assess the standing of the lenders. Read the terms and conditions carefully before you sign up for a loan. Remember, if you get the feeling that an offer is too good to be true, you are probably right. If youre looking to borrow $1,500 to $2,500, the process is similar to getting short term loans up to $1,500. The application is short and the approval process is fast; youll know within minutes how much you can borrow. Some lenders do check credit, but customers with bad credit or no credit can still qualify, depending on the amount theyre looking to borrow and the fees they are willing to pay. Its often more expensive to borrow money for those who have bad credit, but installment loans can ultimately save customers money. Bank overdraft fees almost always end up costing more because the bank charges a separate fee for each transaction — and those bank fees are only getting higher.

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