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What Are The Codes of Practice And Policies on Responsible Lending? No Fax Loan Application in Less than 3 Minutes Applying for a short term loan online is similar to applying for a traditional loan in that the borrower provides some basic information and requests a loan amount in writing. Once the lender and borrower agree on the loan amount, the fee and the repayment date, the money is directly deposited in the borrowers checking account. Unlike a bank loan, the average wait time between loan agreement and cash deposit is between two hours and 24 hours. Most short term lenders dont mind if your credit isnt perfect; they base the amount they are willing to lend on the borrowers income.
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