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We’re researching and considering whether rulemaking is warranted in the areas of payday and deposit advance products, as well as consumer overdraft products. We held a field hearing in March 2014 in Nashville, Tennessee. and also released a report that analyzed payday lending and found that four out of five payday loans are rolled over or renewed within 14 days. We’re also expecting to build on an Advance Notice of Proposed Rulemaking that we published in 2012 concerning prepaid cards by issuing a proposed rule to strengthen federal consumer protections for these products. We’ve been testing potential disclosures that we may propose to be used on the packaging of prepaid cards. Finally, consolidating high rate debt like a credit card with a low-rate personal loan can save you a lot of money. Similarly, paying off taxes or medical debt can help you avoid a tax lien or collection account, and protect your credit. Pick the right repayment plan:
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