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Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Q: While searching for a college loan bad credit no cosigner, I heard that financial assistance is available for all levels of education. Is this true? Perkins Loans are federally funded student loans, which are administered directly by the Institution of Higher Learning you are attending. Perkins funds are reserved for undergraduate and graduate students exhibiting the greatest need for financial assistance during college. Typically, families with annual incomes below $25,000 are eligible for relief under the Perkins Loan program.
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